Mortgage Rates Today – Compare current mortgage and refinance rates
As of today, November 29, 2021, the benchmark 30-Year Fixed mortgage rate is 3.39%, FHA 30-Year Fixed is 3.38%, Jumbo 30-Year Fixed is 3.45%; 15-Year Fixed is 2.63%, and 5/1 ARM is 2.53%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to be quoted depending on their qualifications. You can learn more about what makes our rates different in the Methodology section of this page.
Because mortgage rates can differ, it’s important to compare rates before taking out a home loan. We’ve compiled the best rates for the various types of mortgages, and common questions you may have to help you understand what might affect the final rate you’ll receive.
Today’s Mortgage Rates
Loan Type | Purchase | Refinance |
---|---|---|
30-Year Fixed | 3.39% | 3.53% |
FHA 30-Year Fixed | 3.38% | 3.68% |
VA 30-Year Fixed | 3.43% | 3.72% |
Jumbo 30-Year Fixed | 3.45% | 3.64% |
20-Year Fixed | 3.20% | 3.32% |
15-Year Fixed | 2.63% | 2.73% |
Jumbo 15-Year Fixed | 3.23% | 3.50% |
10-Year Fixed | 2.60% | 2.71% |
10/1 ARM | 2.73% | 3.92% |
10/6 ARM | 4.29% | 4.55% |
7/1 ARM | 2.56% | 2.76% |
Jumbo 7/1 ARM | 2.32% | 2.61% |
7/6 ARM | 4.17% | 4.38% |
Jumbo 7/6 ARM | 2.83% | 3.10% |
5/1 ARM | 2.53% | 3.34% |
Jumbo 5/1 ARM | 2.18% | 2.45% |
5/6 ARM | 3.87% | 4.07% |
Jumbo 5/6 ARM | 2.73% | 2.91% |
How to Use Our Mortgage Rate Table
Our mortgage rate table is designed to help you compare the rates you’re being offered by lenders to know if it is better or worse. These rates are benchmark rates for those with good credit and not the teaser rates that make everyone think they will get the lowest rate available. Of course, your personal credit profile will be a significant factor in what rate you actually get quoted from a lender, but you will be able to shop for either new purchase or refinance rates with confidence.
Today’s Best 30-year Mortgage Rates by State – November 29, 2021
Averages of lenders’ lowest rates (new purchase, 30-year fixed, 80% LTV, 700-760 FICO score)
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Source: Investopedia
Written By: Sarah Li Cain